Fairpinch

For business

Discounting you only pay for when someone actually walks in.

You already spend money getting people through the door. FairPinch spends the same money on people who genuinely could not otherwise afford to come — and it costs you nothing at all until one of them buys something.

List your shop Run your own numbers

Already listed? Merchant sign in

Platform fee
0.5%
Of the amount charged
Monthly fee
$0.00
No terminal, no contract
Customers in the network
8
Every one of them income-verified or on the way
Cost when nobody comes
$0.00
There is no spend to waste

Where the money usually goes

Most discounting pays people to do what they were going to do anyway.

Printed flyers

Paid upfront

You pay for the print run whether anyone reads it or not, and you never find out which ones worked.

Happy hour

Paid to everyone

The regular who comes every Thursday at 5pm gets the same cut as the stranger you were trying to attract.

Loyalty cards

Paid to regulars

By definition it rewards the people already coming. Good for retention, useless for reach.

FairPinch

Paid on the sale

A percentage off, only for verified lower incomes, only at the moment they buy. Nothing spent otherwise.

Your numbers, not ours

What it would actually cost you.

Put in your own basket size and how many FairPinch visits you would expect in a month. The arithmetic below is the same code that prices a real transaction — cents, rounded half up, with our fee taken from the discounted amount rather than the ticket price.

Your shop

Adjust anything

Seeded with the network average of $38.81 across 69 real payments.

How many sales a month you expect to be paid this way.

Tiers run from 10% down to 0%. The network is currently averaging 5.47% across real payments.

A month, on those numbers

Live

Monthly settlement

visits ×

Ticket value
Discount you fund
FairPinch fee (0.5%)
Settled to you
You give up, per visit
You give up, per month

The honest test

This pays for itself the moment of those visits () come from someone who would not otherwise have walked in. Below that, you are discounting customers you already had.

This compares revenue, not profit — your cost of goods on those extra sales is unchanged, so treat the break-even as a floor rather than a target. It also assumes every FairPinch visit replaces a full-price one, which is the least flattering assumption we could make.

What you get

A counter QR card

Print it, stand it next to the till. That is the entire hardware requirement — no terminal, no tablet, no integration with your POS.

Settlement to your bank

You are set up as a managed merchant at Pinch with your own settlement account. Money lands in your account, not in a wallet you have to withdraw from.

Honest reporting

Every sale broken into ticket price, discount funded, platform fee and what you were paid. Nothing rolled up, nothing hidden in a summary.

Proof it worked

How many distinct customers the network brought you, and how many came back. If the answer is "not enough", you should be able to see that.

Straight talk

What FairPinch will not do for you.

A pitch that only lists upsides is a pitch you should not trust. Here is where this is genuinely not the right tool.

  • It will not fill a quiet Tuesday on its own.

    FairPinch changes the price, not the awareness. Being listed in the directory helps, but you still have to be somewhere people go.

  • It will not work on thin margins.

    If your gross margin is under about fifteen per cent, funding a discount out of it is a bad idea and you should not sign up.

  • It cannot tell you who was genuinely new.

    We can show you distinct customers and repeat visits. We cannot prove that a given person would not have come anyway — nobody can.

  • You do not get to choose who gets a discount.

    The tier table is set by FairPinch and is the same everywhere. You are accepting a network rate, not running your own promotion.

Signing up takes about five minutes.

Business details, an ABN and the account you want settled into. We create you as a managed merchant at Pinch, an admin approves the listing, and your counter QR is ready to print.

List your shop See who is already in
  1. 01 Tell us about the shop and where to settle money.
  2. 02 An admin checks the listing before it goes live.
  3. 03 Print the counter card and start taking payments.